Life Annuity - Unoccupied

Unoccupied Life Annuity (Viager Libre)
Lady – 67 years old
Man – 70 years old
Market Value – €695,000
Lump Sum (Bouquet): €385,000 including agency fees
Monthly Annuity: €1,403
This property offers many possibilities.
On the ground floor of the main house, you'll find a fully equipped kitchen, a spacious living/dining room with a fireplace and hardwood floors, facing due south. There is also a large bedroom with an en-suite bathroom, a veranda, and separate toilets.
Upstairs, there are three bedrooms, a shower room, and separate toilets.
An independent 24 m² studio, fully equipped, needs some updating.
The house also has a 46 m² basement with a ceiling height of 2.04 m and windows in every room.
The garage, currently used for a camper van, could easily be converted into one or two living units. A staircase leads to a 36 m² room.
All set on a 578 m² enclosed garden.

Bouquet 385 000 €. Fees to be paid by the seller. Energy class D, Climate class B Estimated amount of annual energy expenditure for standard use: between 2600.00 € and 3560.00 € for the years 2021, 2022, and 2023 (including subscriptions). Information on the risks to which this property is exposed is available on the Geohazards website: georisques.gouv.fr.